{"id":15581,"date":"2025-01-07T09:13:04","date_gmt":"2025-01-07T09:13:04","guid":{"rendered":"https:\/\/getoutratracemascot.com\/?p=15581"},"modified":"2025-02-05T20:48:14","modified_gmt":"2025-02-05T20:48:14","slug":"58-grants-loans-and-programs-to-benefit-your-small-business","status":"publish","type":"post","link":"https:\/\/getoutratracemascot.com\/index.php\/2025\/01\/07\/58-grants-loans-and-programs-to-benefit-your-small-business\/","title":{"rendered":"58 Grants, Loans and Programs to Benefit Your Small Business USA"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"15581\" class=\"elementor elementor-15581\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e0fa77e e-flex e-con-boxed e-con e-parent\" data-id=\"7e0fa77e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-116b7500 elementor-widget elementor-widget-spacer\" data-id=\"116b7500\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44d5f8f2 e-flex e-con-boxed e-con e-parent\" data-id=\"44d5f8f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2361546e elementor-widget elementor-widget-image\" data-id=\"2361546e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/getoutratracemascot.com\/wp-content\/uploads\/2025\/01\/SO-Blog-Posts-Template-14.webp\" class=\"attachment-full size-full wp-image-15582\" alt=\"\" srcset=\"https:\/\/getoutratracemascot.com\/wp-content\/uploads\/2025\/01\/SO-Blog-Posts-Template-14.webp 1000w, https:\/\/getoutratracemascot.com\/wp-content\/uploads\/2025\/01\/SO-Blog-Posts-Template-14-300x150.webp 300w, https:\/\/getoutratracemascot.com\/wp-content\/uploads\/2025\/01\/SO-Blog-Posts-Template-14-768x384.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10d3b1f9 elementor-widget elementor-widget-text-editor\" data-id=\"10d3b1f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex flex-grow flex-col max-w-full\"><div class=\"min-h-[20px] text-message flex flex-col items-start whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 juice:w-full juice:items-end overflow-x-auto gap-2\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"2ed0c4d1-5dc2-4db9-afe8-7a50ff8a24df\"><div class=\"flex w-full flex-col gap-1 juice:empty:hidden juice:first:pt-[3px]\"><div class=\"markdown prose w-full break-words dark:prose-invert light\"><h1><b>58 Grants Loans and Programs<\/b>\u00a0to Benefit Your Small Business<\/h1><p dir=\"ltr\">Whether you\u2019re starting a new small business or looking to grow the one you already own, finding funding can be a challenge for businesses of all sizes. If you\u2019re looking for a small business loan or grant, CO\u2014 is here to help.<\/p><p>Each week, we update this list of loans, small business grants, or other opportunities to connect with programs and organizations that can help you with your business. Come back often to see the latest. And, if your organization has a program or grant you\u2019d like to see listed here, email us at\u00a0<span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"mailto:CO@uschamber.com\">CO@uschamber.com<\/a>.<\/span><\/p><p>If you\u2019re not sure of the difference between a loan and a grant, check out our explainer\u00a0<span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/www.uschamber.com\/co\/run\/finance\/grants-vs-loans\">here<\/a><\/span>. You can also learn more about all funding options in our small business financing guide<span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/www.uschamber.com\/co\/run\/business-financing\/small-business-funding-guide\">here<\/a>.<\/span><\/p><h2>Government grants<\/h2><p>Begin your search for a grant from the federal government at<span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/www.grants.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a0Grants.gov<\/a>.<\/span> This government site offers the most comprehensive database of funds the government is going to give away. There are thousands of grants to apply for, with opportunities for companies from all backgrounds.<\/p><p>Keep in mind that not all assistance flows directly from the federal government to small businesses. Some funds are distributed to state and local governments and agencies, nonprofit organizations, and institutions of higher learning. These entities, in turn, distribute the funds or use them to provide technical or educational assistance on a local level.<\/p><p>In addition to the programs listed here, be sure to check with your state and local governments and use the resources listed below. When searching through grant and contracting options, note that you may qualify for more than one program.<\/p><p>As illustrated by the following sampling of grants, the assistance available to you from the government will vary, depending on your specific situation.<\/p><ul><li><strong>Employee Retention Credit.<\/strong>The Employee Retention Credit (ERC), sometimes called the Employee Retention Tax Credit, is a stimulus program established by the CARES Act.<\/li><li>This refundable tax credit functions as a grant that helps businesses impacted during the COVID-19 pandemic. Eligibility guidelines are available on the<a href=\"https:\/\/www.irs.gov\/coronavirus\/employee-retention-credit\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"color: #ff6600;\">IRS website<\/span><\/a>; the final date to claim this credit is April 15, 2025.<\/li><li><strong>Illinois Infrastructure Grants.\u00a0<\/strong>In 2020, Governor Pritzker launched an initiative to improve Illinois&#8217; infrastructure. $3 billion of this was allocated for capital grants through the<span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/dceo.illinois.gov\/aboutdceo\/grantopportunities\/capitalgrants.html\">Department of Commerce and Economic Opportunity (DCEO)<\/a>.<\/span><\/li><li>These capital grants, part of Illinois&#8217; $45 billion infrastructure initiative, are designed to support various projects that benefit local communities and businesses. The DCEO maintains a transparent list of these grants, which can be either general or specific project grants. You can find more information about these grants on the<span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/gata.illinois.gov\/\">GATA website<\/a>.<\/span><\/li><\/ul><\/div><p><a href=\"https:\/\/www.uschamber.com\/co\/run\/business-financing\/small-business-grants-and-programs\"><strong><span style=\"color: #ff6600;\">Read more<\/span><\/strong><\/a><\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>58 Grants Loans and Programs\u00a0to Benefit Your Small Business Whether you\u2019re starting a new small business or looking to grow the one you already own, finding funding can be a challenge for businesses of all sizes. If you\u2019re looking for a small business loan or grant, CO\u2014 is here to help. Each week, we update [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":15582,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[104],"tags":[],"class_list":["post-15581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-monetize-your-passion"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/posts\/15581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/comments?post=15581"}],"version-history":[{"count":12,"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/posts\/15581\/revisions"}],"predecessor-version":[{"id":15924,"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/posts\/15581\/revisions\/15924"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/media\/15582"}],"wp:attachment":[{"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/media?parent=15581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/categories?post=15581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getoutratracemascot.com\/index.php\/wp-json\/wp\/v2\/tags?post=15581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}